Top 10 Best SBI Credit Cards in India 2023 [Expert Choices]

Top 10 Best SBI Credit Cards in India 2023 [Expert Choices]

Discover the best SBI credit cards in India with our expert recommendations. Elevate your financial game with our top 10 picks for 2023.

Looking for the best SBI Credit card that solely suits your lifestyle and opens the door to plenty of offers and rewards? If yes, then you came to the right place.

State Bank of India offers 50+ credit cards, each with its own benefits and features, and choosing one card among these many options might be a highly challenging task for anyone.

But worry not. I am here to help you.

In this article, I have listed the top 10 best SBI Credit Cards, which have the most promising features and benefits compared to the rest.

The list I have formed by keeping the definitive criteria in mind includes the annual fee, card offers, benefits, and much more so that you can pick the best among all as per your lifestyle and usage. 

So without any further do, let’s start…


10 Best SBI Credit Card In India

Here is the list of best SBI Credit cards in India that you can use in 2024…

Credit CardAnnual FeeKey Feature
SimplySAVE SBI CardRs. 4992,000 bonus Reward Points on spending Rs. 2,000 or more in the first 60 days
Club Vistara SBI CardRs 1499Four complimentary visits per year to Domestic Airport lounges
SBI Card ELITERs 4999Free Movie Tickets worth Rs. 6,000 every year
SBI Card PULSERs 1499Free Noise ColorFit Pulse 2 Max SmartWatch worth Rs. 5,999 on payment of joining fee
BPCL SBI CardRs 4993.25% + 1% Fuel surcharge waiver on every BPCL transaction
Cashback SBI CardRs 9995% Cashback on online spending without any merchant restriction
TATA SBI CardRs 4995% value back on spends on Tata outlets & 1.5% value back on spends at Croma
Shaurya SBI CardRs 2991% Fuel Surcharge Waiver at all fuel stations across the country
Fabindia SBI CardRs 4994 Complimentary Domestic Airport lounge access
Air India SBI Platinum CardRs 1499Complimentary membership to the Air India Frequent Flyer Program

1. SimplySAVE SBI Card - Best for daily user

SimplySAVE SBI credit card is best for daily users interested in shopping or buying day-to-day products from any retail store or online mode. The Credit card charges Rs 499 as an annual fee and the same as a yearly renewal fee. However, the annual fee will be reversed if you use the card and spend >= Rs. 1,00,000 yearly. Learn more…

Fees & Charges

Type of Fee/ ChargeAmount
Joining FeeRs. 499
Annual/ Renewal FeeRs. 499 (Reversed on spending Rs. 1 lakh in a year)
Finance Charges3.50% p.m. (42% p.a.)
Late Payment Fee*For Statement Balance: Up to Rs. 500: Nil
Between Rs. 500 and Rs. 1,000: Rs. 400
Between Rs. 1,000 and Rs. 10,000: Rs. 750
Between Rs. 10,000 and Rs. 25,000: Rs. 950
Between Rs. 25,000 and Rs. 50,000: Rs. 1,100
Above Rs. 50,000: Rs. 1,300

Check the detailed fees & charges of the credit card 

Key Highlights:

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